Hurricane Deductible: What and how much is it?

After your home has been hit by a hurricane, you have to look at filing a claim with your insurance company. This is when your hurricane deductible is going to come into play. You need to know what it is, how much it is, and how you can control it. Asking questions when you buy insurance will help you to be in greater control of these things.

Why did my Florida homeowner’s insurance premium increase when I had no claims?

Your Florida homeowner’s insurance premiums may go up periodically. Even if you have had no claims, the premium might still go up year after year. It’s important understand why they go up so that you can determine whether it’s time to get quotes from another insurance company.

What Windsor Homeowners Need to Know About Insurance

As a homeowner in Windsor, there are several things you need to know about home insurance. You need to know how insurance is calculated and what kind of coverage you need to have sufficient protection. You can do some of the research on your own, and an insurance agent can help you with the process as well.

How to Find Home Insurance on Johns Island

It's important to find a good home insurance. When you live on Johns Island, homeowners insurance should provide you with more than sufficient coverage. It will cover you, your home, and all of your belongings. Should something happen, you want peace of mind knowing that you can file a claim with your insurance company.

Why Teen Drivers are Expensive to Insure

Teen drivers need to be added to your insurance policy in Florida. This will ensure they are covered in the event that something should happen while they’re behind the wheel. They are more expensive to insure, and understanding why will help you to save money throughout the year.

The reality is that more accidents are caused by teen drivers than any other demographic. Part of it is because they are new and inexperienced. Part of it is because they haven't learned how to be defensive drivers yet.

4 Things You Need to Know About Business Owners Packages

Being a business owner in Florida can be a great opportunity. Obtaining insurance for your business is not only required, but also important for purposes of financial protection. Business owners packages provide a variety of benefits and it's important to know just how these can help you.

Is Home Insurance Required of Me?

When you become a homeowner, you want to make sure you abide by all rules. You may have been told that you need home insurance, but is it actually required of you? In most instances, it is required. Although it's not required on the state level, it is required by all mortgage companies. This means that the only way to avoid paying for homeowners insurance is to purchase your home outright, or to have already paid the home off.

How Vero Beach Weather Impacts Florida Homeowners Insurance

Understanding the weather in Vero Beach will make it easier for you to purchase the right Florida homeowners insurance policy. Different companies offer different riders and various levels of protection, so it's critical that you do your research.


Rain is a major problem throughout South Florida, especially throughout the summer and early fall. If you’re not prepared to deal with the rain, it could pose major problems with your home. This includes problems with water damage and flooding.


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