Chris Winters's blog

5 Catastrophes You Need to Protect Your Business Against

Your business might be everything to you. You do a lot in order to protect it throughout the year, including having a business policy. Various catastrophes could happen at any moment, and you can never be too sure whether they will happen to you, no matter how hard you prepare. Knowing the catastrophes that could hit will make it easier for you to have the necessary protection in place.

Why Auto Maintenance is so Critical

Whatever vehicle you drive in Florida, you want it to get you from point A to point B without worry. Auto maintenance is imperative to help you accomplish this goal. Regardless of how old your vehicle maybe, you need to make sure that you are performing the necessary maintenance throughout the year.

4 Third Parties to Depend on for Running Your Business

When you are in business, you outsource in the areas where you don't have expertise. This is nothing to be ashamed of – it's simply being a smart business owner. There are several third parties you should depend upon in order to help run your business more efficiently.


A lawyer is an important third-party to work with within your business. You may need a variety of legal documents drafted, including employee contracts, business agreements, and more. You want to make sure that they are legally binding so that you protect your business more effectively.

What Employees Want From Group Benefits

The best businesses are those with the best employees. You want to develop a team that loves working for you. In order to achieve this, you need to offer great benefits – and this means looking at what employees really want.

Schedule a Meeting

One of the first things you want to do is schedule a meeting with your employees. Whether you have five employees or 500, you want to let them know that you are considering changing of the group benefits that are offered. This lets them know that you are looking to make improvements so that they are happier.

Scenarios Liability Insurance Can Protect You From

If you are a business owner, you want to protect yourself financially. Liability insurance is a great option, and premiums are more affordable than you might think. Understanding some of the scenarios you can be protected against with the policy will make it easier for you to spend the money within your business budget.

Customer Fall

When you open your doors to customers, whether you are an office building, a doctor office, or a retail store, customers are going to walk in. If they injure themselves on your property, such as with a slip and fall, you are held liable.

4 Ways to Save Money on Commercial Auto Insurance

Commercial auto insurance is a must when you are in business. Whether you have a single vehicle or an entire fleet, coverage must be in place. Premiums can be more than you ever expected, which is why it's important to know how to save money every step of the way. Follow these tips as a way of saving more money through the year.

Why Group Benefits are More Than Just Health Insurance

Please take a look at group benefits, you may think health insurance only. However, your employees expect more than just health insurance, which means that you need to plan on offering more than just this. There are plenty of group benefits available, so you simply have to take the time to explore what you can offer.

The Options

Above and beyond health insurance, there are various other insurance options that you can add to group benefits. This includes:

How to Choose the Term on Your Term Life Policy

Choosing the term of a term life insurance policy is critical. You want to make sure that you choose a term that is going to provide sufficient protection. Although term life policies are affordable, this is not the time to focus on price alone.


Your age is going to play a role in the term that you want. Most insurance companies offer terms between five and 35 years. A 30-year-old is going to require a different term than an 80-year-old simply because of life expectancy and overall desired coverage.

5 Reasons Why You Should Roll Out a Safety Program for 2017

If you have thought about having a safety program within your business, 2017 is a great year to get it started. While it may seem expensive or time-consuming, there are plenty of reasons why it should be done. Once you see all of the benefits, it will be easier to spend the money and take the time to set it up.

Keep Your Employees Safe

You should always try to keep your employees safe. If they get injured, it not only means your employees have been hurt, but it also ruins your reputation within the community – especially if it’s really bad.


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